Telluride Market News

Formats

The formats used by digital cameras to store images are JPEG and TIFF .
Many cameras, especially professional or DSLR cameras, the format used raw (uncooked). A raw image is formed by all the raw pixels obtained directly from the camera sensor. They often use proprietary formats for each manufacturer, such as NEF for Nikon, CRW or CR2 for Canon, and MRW for Minolta. The firm Adobe Systems released the DNG format, a format of duty free raw image that has been adopted by some manufacturers.
Raw files should be processed in image editing programs but eventually specialized commonly used programs such as Google’s Picasa, added support for editing. Editing raw format images allows more flexibility in settings such as changing the white balance, exposure compensation and change the color temperature. Essentially, the raw format allows the photographer make major adjustments without losing image quality that otherwise would involve re-shooting.
The video formats are AVI, DV, MPEG, MOV (often with the motion JPEG), WMV, and ASF (basically the same as WMV). Recent formats include MP4, which is based on the QuickTime format and uses new compression algorithms to allow a period of longer recording times in the same space.
Other formats that are used in cameras but not in the photos are the DCF, an ISO specification for the structure and file naming internal camera, DPOF indicating how many copies will be printed and in what order and Exif format, which uses metadata tags to document the camera settings and the date and time that the photographs were obtained.

The crisis has boosted household saving, nobody wants to eat to be cautious in the face of an uncertain future, it is important to know where to put our savings to rent out as possible without taking big risks, profitability has declined in all major products savings and investment. Right now you’re getting returns, you risk much of the capital. Even so, investors continue to have several options:

Public debt: offered by the Treasury in installments that can range from three months to 15 years. The best thing is safety, it is almost impossible that the state is therefore insolvent money back guaranteed. The worst of this investment is the low return on their products, always below 5%, due among other things by continuing declines in interest rates. Letters from the State provide a return of around 1% a year. Government Bonds can get a return of 2% (three years) and 3% (five years). But the most profitable public debt still provides the debentures, although for very long periods of time.

Stock Exchange: equities appear to be starting to have a positive development, since the sharp falls, the Ibex 35 have been recovered by 43% per annum on March lows. Can be an occasion for optimistic investors to leave their savings in one of the many values listed below their potential. Avoid speculation and opts for a strategy aimed at medium to long term.

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Since we learned that public funds were not infinite, saving for retirement have become more of a concern that sooner or later, should be addressed. Banks know this and that is why we insist on its famous pension plans, but are these really profitable? Do not believe the Organisation of Consumers and Users (OCU), which advises us to “not take the bait.”

Banks and thrifts argue the benefits of pension plans: the BBVA ensures that they return on our savings to benefit in the future and we get significant tax advantages in the present, while La Caixa and Caja Madrid, to name a few examples, added to the above arguments the security and flexibility they offer their products for retirement. (more…)