Many times I am sure you will be worried about your pension. We all want to charge as much as possible to enjoy the elderly without any financial hardship. To achieve this, there are two good options that we recommend: Open a contingency plan to retire aged 35 or over 65 years.
Sometimes laziness, ignorance and decisions made too late to have a pension much lower than we expected. Never see the time of retirement as something far away, so it will never do anything and always go left. Despite the economic crisis now best not to open a pension plan or other retirement products, the truth is that you learn to perform some action as soon as possible when the crisis is stops raining.
According to give Social Security, the average pension in Spain is 748.98 euros per month, a figure which stands at about 120 euros less than the minimum wage approved for 2009. The highest paid are the former employees in the Special Scheme for Coal Mining, which earn 1312.79 per month. Getting the least are the ones who at the time worked in the primary sector, with amounts exceeding the 500 for very little per month.
Changes in pension
Currently, to calculate pension configured to do so to each former worker calculated the contribution base over the past 15 years. What might change in the future is that this period be reviewed and increased every two years in 12 months. Thus, after 20 or 30 years’ contributions would be calculated most of the worker’s life, thus avoiding opportunistic behavior. The downside to this new way of calculating pensions is that workers would receive less, because when you’re young does not usually charge as much as in his last year working life.